Selecting a charge card doesn’t always have to be difficult
Three cards that are great. No decisions that are tricky.
Earn Q RewardsВ® points and luxuriate in perks
Platinum Visa Charge Card
Enjoy Q RewardsВ® points for each dollar you may spend on Eligible Transactions 4 , plus access free worldwide travel cover and stretched warranties (terms, conditions, limitations and exclusions use) 6 .
- 80,000 bonus Q RewardsВ® points if you may spend $3,000 in the 1st 2 months from card approval on Eligible Transactions 1
- 0% p.a. on transfers of balance for 14 months, reverting to your advance loan rate thereafter. No charges on transfers of balance. No interest free days apply to retail acquisitions even though you have actually a balance transfer 3
- Earn 2 Q RewardsВ® points for each and every dollar used on Eligible Transactions 4
Earn Q RewardsВ® points with a Blue Visa charge card
Blue Visa Charge Card
Earn Q RewardsВ® points and redeem them for a selection of choices as well as your next getaway 4
- 0% p.a. on transfers of balance for eighteen months, reverting to your cash loan price thereafter. No interest days that are free to retail purchases when you have actually a balance transfer 5
- No charges on transfers of balance
- Earn 1 Q RewardsВ® point for every single dollar used on Eligible Transactions 4
Save with reduced interest levels
Minimal Speed Visa Bank Card
Why spend high rates of interest? With your minimal speed bank card, you are able to save your self instantly with this stability transfer offer 7
Understand your repayment choices
Observe how you possibly can make bank card repayments.
Read about Q RewardsВ®
From present cards to electronics and routes – see just what you can make use of your Q RewardsВ® points on.
Charge Card Selector Tool
Discover the charge card that is right for you personally
8 the attention free period is applicable whenever you spend your full closing balance from your own final declaration of account because of the repayment deadline (excluding any fixed repayment choice stability that isnвЂ™t due for repayment by that repayment deadline). No interest period that is free available on payday loans or transfers of balance. When you have actually a balance transfer you’ll be charged interest on the daily unpaid balance.
1 you shall make 80,000 bonus Q RewardsВ® Points once you invest $3,000 or even more on qualified Transactions in the 1st 60 times from card approval. Eligible Transaction is defined into the Q RewardsВ® conditions and terms and means any purchase excluding (but not restricted to) payday loans, transfers of balance, special promotions, BPAY repayments, government related transactions and all other deals put down in the definition. All Q benefitsВ® are subject into the BOQ Q RewardsВ® conditions and terms. The bonus Q RewardsВ® Points will likely be credited to your CardholderвЂ™s that is primary Account to 60 times after meeting the spend requirements.
2 Half annual fee in very first 12 months. You’ll be charged the conventional yearly cost, presently $129 in subsequent years
3 To qualify for the total amount transfer give you need certainly to submit an application for the BOQ Platinum Visa card by 30 June 2021. Your total transfers of balance may well not meet or exceed 80% of the borrowing limit. The 0% p.a. rate of interest pertains to balances transported with this particular offer, for a time period of 14 months. The 14 thirty days period that is promotional when the stability transfer is processed. The interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. Please note you are not entitled to any interest free days whilst you have a balance transfer at the end of the balance transfer period. This means all invest are going to be charged interest during the relevant apr. Balance Transfer off their credit that is citi-issued are excluded. For important information to take into account before using up a balance transfer, please follow this link.
4 Q RewardsВ® points are won on Eligible deals. Eligible Transaction is defined within the Q RewardsВ® stipulations and means any purchase excluding (but not restricted to) payday loans, transfers of balance, special promotions, BPAY repayments, federal government related transactions and all sorts of other deals lay out in the meaning. All Q RewardsВ® points are at the mercy of the BOQ Q RewardsВ® conditions and terms. Q benefitsВ® Points never expire although the card continues to be available and it is not in arrears.
6 Complimentary Insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245 631 (trading as Allianz international https://pennsylvaniapaydayloan.com/cities/carmichaels/ Assistance) under a binder through the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has granted an insurance team policy to Citigroup Pty Limited ABN 88 004 325 080 AFSL and credit that is australian 238098 (Citi) that allows qualified Citi members and cardholders to claim under it as 3rd party beneficiaries. Any suggestions about insurance coverage is advice that is general and never predicated on any consideration of the goals, financial predicament or means. The terms, conditions, restrictions and exclusions for the combined team policy are lay out into the Description of insurance policy conditions and terms offered by http://www.boq.com.au/important-information/terms-and-conditions that might be amended every once in awhile. Citi will not guarantee this insurance coverage.